Ditching the Subscription Fees
After taking personal finances seriously at the end of the summer, I’ve been trying to attain as much literature possible to better inform myself. Since classes have begun, there is little time for finishing a 200-page book when there is a 1000-page textbook to complete first. And that is why I’ve turned to the great [...]
HSBC Direct Reduced Interest Rate
A few weeks ago, I opened an HSBC Direct Savings account, which at the time was offering a very attractive 5.05% APY. Then recently, it dropped to 4.50%!! Why the heck did they do that for? What a coincidence it was that they chose to reduce the rate right after I opened an account. So [...]
My Financial Accounts Setup
Everyone has their own formula for the number of accounts and the amount of money they put in them. I figured. Depending on their lifestyle and budget, people divide accordingly. Keeping to the setup of my finances is very important to financial stability. The general accounts that many people consider are: Savings Checking Credit Card [...]
