Spreading the Saving Mentality
I don’t know what is going on lately but everyone has been turning to me for knowledge on saving money. When my family and friends learn that I have all these financial accounts, even though there isn’t much money in them, they seek to do the same so that they can develop the essential habit [...]
Practicing Business Strategies: Reducing Expenses
Anyone running a business seeks to run it with as much efficiency as possible, while still being able to maximize profits and to satisfy customers. My college course classes for the Business Management minor has taught me many ways to streamline a business and to make it more profitable. In my situation, the one thing [...]
HSBC Direct Raises Online Savings Rate
Ever since the fall of 2007 (the beginning of the downfall of the economy), the Federal Reserve has cut interest rates many times to prevent a recession. Many banks with high-yield online savings accounts offered a rate of about 5.00% and it was recently around 3.00%. Now banks are raising the rates!!! Wooooohooo!! I just [...]
Now I Regret Not Taking School Loans
I entered college not really knowing what to do with regards to how to manage tuition and school finances. I had the idea that every student didn’t have the ability to pay their own tuition in its entirety and that they would always need grants, scholarships and school loans. Now that my financial sense has [...]
Great Financial Aid Advice For College Students!!!
After filling out the preliminary FAFSA application form, I looked over the financial history for my college tuition. I looked around trying to estimate what I’d have to pay for the final year of my undergraduate education. For sophomore and junior year, I received a thousand of dollars from what was called the ACG and [...]






