Setting Up The Grocery Budget For The Semester
Two weeks into the school semester and I haven’t gone grocery shopping yet. Last year, I spent about $30 per week on groceries. Compared to a campus meal plan, that is CHEAP! But, I feel that I can do better with a little less. Before my return to school this year, my (loving) parents bought [...]
The Psychological Effects Of An Automatic Savings Plan
Last month, I started an automatic savings plan with HSBC Direct and so far, I realize that it has had some effects on my mentality towards the plan. Feels Like A Monthly Expense My plan was set to transfer money on the last day of every month (probably so is everyone else’s). The plan is [...]
I Got The Free Health Insurance!
In a previous post about my problems with health insurance, I was worried that my health insurance company wouldn’t provide me with free coverage. Today, they sent me a letter along with the card! I’m so glad they accepted my application. But now, the copay is $5. No big deal… And to follow up with [...]
Started An Automatic Savings Plan With HSBC Direct
I’ve been with HSBC Direct for about a year and I didn’t know how to start an automatic savings plan (or even bothered looking to do so). This was also due to the difficult website interface from HSBC Direct that made it hard to find. ING Direct actually gives you the choice of starting an [...]
The Miser Story: Magic of Compounding
This tale was first introduced to me in the 6th grade during a math lesson. I can’t remember all the details but I filled in the blanks. The concept behind this story has stayed in my mind all these years and I’m passing this story on to the young generations in hopes they’d be inspired. [...]
