Jun 23 2009

How A Prepaid Cell Phone Plan Saves Me Money

The world has become a place where everyone from 1st graders to senior citizens have cell phones. With this new age in telecommunications, companies can provide expensive phone plans and consumers will still pay it. Basic individual monthly charges can start from $39.99 for a few hundred minutes per month. You want data services? That’s [...]

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Feb 28 2009

Tax Time: Should I Try To Help My Parents?

Well… I just got TurboTax 2008 and it’ll be the first time that I actually do my taxes by myself. From what my parents told me, they normally pay an accountant about $80-$90 per tax return and it costs even more if one’s got real estate and investments. Since I get the tax software for [...]

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Jan 28 2009

If Ink Costs So Much, Why Not Buy Another Printer?

Our HP All-in-one printer is running out of ink and the search for new ink cartridges has led to the stark realization of how expensive they cost. Yes, everyone has accepted their prices as beating (not in the good way) all other liquids including crude oil and blood. According to Staples, a black ink cartridge [...]

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Nov 8 2008

Hiding The Loan Money: Should I Close HSBC Direct or No?

Finally, I collected my student loan refund check today. Even thought my tuition is totally covered now, I have to prevent myself from spending this check like it is money that I earned. This is money I cannot touch. I have to hide it somewhere nice. I’m aware than I can add sub-accounts to my [...]

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Oct 9 2008

What Does The Fed Rate Cut Mean For Savings?

Uh, it means lower APY of course! Today, the U.S. Federal Reserve slashed 50 basis points to a rate of 1.50%. The stream of bank failures This rate cut in a state of increasing financial turmoil may be a life preserver for the economy but the effects it has on savings accounts and their user [...]

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