Nov 12 2009

A Frugalist’s Guide to Buying and Owning a PS3

Looking to get the hottest selling video game console of 2009 and want to practice frugality while doing so? Here a guide that I’ve created from my experiences of purchasing a PS3 system along with games and accessories. I hope these tips will help you with reducing the stress on your wallet.
Getting the System
Very few [...]

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Oct 23 2009

Coupons, Discounts, and Sales Do Not Mean You Are Saving

We all flash that smile when we know that we purchased an item at a bargain price. Saving money never made a customer unhappy. But, just because we caught a deal from coupons, discounts, or sales does not necessarily that we are practicing the sound financial principle of saving.
Deal and Bargain Finding Websites
I’ve discovered that [...]

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Oct 2 2009

Do You Save Before You Spend or Spend Before You Save?

Without the intention of beating this question to death, I am asking through the perspective of a financially responsible individual. After landing a job and receiving my paycheck, it was “personal finance blogger” instinct to immediately move some money into the savings account and the Roth IRA.
Then, I thought:
I’m quite able to resist splurging. [...]

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Sep 8 2009

The Art of Having a Family Phone Plan With Your Friends

Before I finalized my decision to add an iPhone to my mom’s family plan, I did a little research to find out how I could afford this luxurious gadget without having to sell blood. After surveying my friends with iPhones, I found that one friend started a family plan with his other friends just so [...]

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Jun 23 2009

How A Prepaid Cell Phone Plan Saves Me Money

The world has become a place where everyone from 1st graders to senior citizens have cell phones. With this new age in telecommunications, companies can provide expensive phone plans and consumers will still pay it. Basic individual monthly charges can start from $39.99 for a few hundred minutes per month. You want data services? That’s [...]

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