The Minimalist Lifestyle: Efficient and Saves Money
Minimalism is an art that I’ve seem to have slowly adopted unconsciously. It may have contributed towards my carefree, lax attitude toward physical possessions. Some may call it being lazy or apathetic but I prefer the freedom from unnecessary worry and concern over material substance. All too often do we place an excessive amount of [...]
Weekend Links: Refill the MetroCard
For someone who can’t go anywhere without the use of public transportation, I was left in the dark for quite a while when it came to buying MetroCards for the subway. In high school, we were given student MetroCards. And the few times that I couldn’t use the card, I piggybacked on a unlimited MetroCard. [...]
4 Things to Remember When Shopping Online
When shopping online, it is very easy to get caught up in the anxiety of hitting the “Submit Order” button that we forget to do a few more things that can help us save more money. I’ve been guilty of missing out on coupon savings and online rebates in a bit of haste due to [...]
Saving or Paying Down Debt: Why 50/50 Works
Even with the best intentions, there always seems to be a bump on the road towards financial freedom. You want to save up for this but you also have to pay for that. Can’t really catch a break can you? So you and I both have financial goals that we want to accomplish. For me, [...]
Why I Chose a Roth IRA Over a Traditional IRA
Roth or Traditional? For many latecomers to the retirement game, this question is a puzzling one. For me, it was simple – the Roth IRA. Why? Because my mom said so. I kid, of course. The appeal for the Roth IRA has been contagious ever since it came into existence in 1998. Personal finance gurus [...]
