Dec 23 2009

Leave the Price Tag on the Gifts: Yes or No?

For some people, exchanging gifts is a valued tradition and is an act of love. For others, it has become a chore and a dreaded financial burden. For some people, the value of the gift never compares to the value of this loving gesture. For others, it is about getting that iPhone or that expensive [...]

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Feb 28 2009

Tax Time: Should I Try To Help My Parents?

Well… I just got TurboTax 2008 and it’ll be the first time that I actually do my taxes by myself. From what my parents told me, they normally pay an accountant about $80-$90 per tax return and it costs even more if one’s got real estate and investments. Since I get the tax software for [...]

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Feb 21 2009

The Future Outlook

As graduation inches closer and closer, family and friends are concerned about what my plans will be after college. Although it is getting somewhat annoying when I keep hearing the same questions, their worries (especially from my parents) are understandable. In this harsh economic time, all college graduates have no guarantees of a secure job. [...]

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Jan 28 2009

If Ink Costs So Much, Why Not Buy Another Printer?

Our HP All-in-one printer is running out of ink and the search for new ink cartridges has led to the stark realization of how expensive they cost. Yes, everyone has accepted their prices as beating (not in the good way) all other liquids including crude oil and blood. According to Staples, a black ink cartridge [...]

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Jan 3 2009

Investing Now vs. Removing Debt

Recently, I got a visit from a friend and he revealed his current financial status to me. Although he has a seemingly stable job, he’s burdened with many financial responsibilities and debt that are typical of most college graduates. They include: Student loans Car loans + insurance Credit cards (~$10,000) Living expenses (rent, food, and [...]

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