Got A Late Fee From Student Loan Process
Last month, I took a subsidized Stafford Loan that I assumed was going to cover the remaining balance of my tuition. I chose to accept $852 from the loan but it was actually divided between the two semesters of the entire school year. This meant that I was only awarded $426 this semester. So just [...]
Checked My FICO Score For Free At Equifax
Ever since I started learning more about personal finance, I always wondered what my credit score was. I check my credit report a few times a year for free but I never felt that paying to know my FICO score was worth it. Two days ago as I was reading the posts of others in [...]
Got A Credit Limit Increase From Citi Card
It has been a little over 6 months since I’ve gotten my credit card and I was a little discontent with getting a $3000 credit line while my younger sister got $4000. I know that an larger credit line is better for your credit score and that I can get an increase every half a [...]
The Dreaded Tuition Bill Arrives
School starts soon but not before I pay for it. Tuition is such a financial burden for my parents and myself that correct management now would lead to financial relief later on. College tuition throughout the United States is following the trends of inflation and it isn’t hard to notice that this semester’s bill was [...]
I’m Decreasing My Credit Card Balance
Debt reduction seems to be the hottest topic in personal finance. That is because it is one of the most difficult thing to do and debt is the easiest thing to accumulate. The credit card is the prime tool for the submergence in debt for millions of Americans. Ever since, I’ve gotten my credit card, [...]
