Jan 12 2009

The Last Undergrad Tuition Bill Is Here

Finally, I hold the last of many tuition statements in my hands. It is also the scariest one because I’m actually paying more cash upfront than just taking loans. Over the years, I’ve slowly deviated from borrowing money to that my debt after graduation would be less of a burden. This semester’s bill is $1,849.52. [...]

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Jan 3 2009

Investing Now vs. Removing Debt

Recently, I got a visit from a friend and he revealed his current financial status to me. Although he has a seemingly stable job, he’s burdened with many financial responsibilities and debt that are typical of most college graduates. They include: Student loans Car loans + insurance Credit cards (~$10,000) Living expenses (rent, food, and [...]

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Dec 20 2008

New York State Universities Increases Tuition

Higher education is getting more and more expensive and in this state of the economy, the state thinks it is okay to make it even less affordable. In the past few months, rumors of this tuition hike have driven my campus to petition against it, along with many other state universities. Apparently, we’ve failed. I [...]

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Nov 19 2008

Sudden Credit Limit Increase and APR Decrease

Yesterday, I received an email confirmation that my statement was ready. And, as I usually do I pay off my balance immediately. Citicards has a great web account interface that actually shows all the details of your account such as the balance, due dates, statement dates, credit line information, APR and cashback balance. About 3 [...]

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Oct 25 2008

Student Loans Situation Is Fixed

Two weeks ago, I post about a problem with my subsidized Stafford Loan. When I went to fix my loan amount, the lady said that there was a problem with my request because I wanted to borrow the amount of my outstanding semester’s balance and $2000 for next semester. It turns out that they have [...]

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