Jan 21 2010

My Parents are Buying One of My Student Loans

As part of my 2010 financial goals, removing at least half of my higher interest student loan was second on the list. Last week, my mom questioned me about how I was doing regarding student loan repayment. I let her know that I was paying the minimum amount on the loan at the lower interest [...]

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Nov 17 2009

How I Was Able To Build Good Credit As A College Student

In the minds of most young college students, the word “credit” usually accompanies the word “card”. Debt, credit reports, and credit scores certainly do not have priority over getting A’s and surviving college life. But, credit will be a significant part of everyone’s life after college so it is crucial for a college student to [...]

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Oct 17 2009

Stop Trying To Get The Highest Credit Score

Ever played a game where you have to level up and get more stuff and finally be the one with the highest rank, level or score? If you have, then you can understand how unnecessary such a feat can be. It seems as if everyone has been fretting over a few points on the credit [...]

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Aug 31 2009

Thoughts After Finding My Job And Its Ups And Downs

Almost 3 weeks ago, I was offered an interview for a position that would support my applications for dental school. It was a coincidence that the interview was on my birthday and I had hoped it would provide some luck for this birthday boy. And certainly enough, I got the job! As my first full-time [...]

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Aug 10 2009

The Infomercial Copycat Method of Debt Reduction

This method of debt reduction is not some extravagant new idea nor is it miracle work. It employs the same tactics that businesses use to make you more likely to spend money. The essence of how it works is that it builds the psychological momentum and confidence that many consumers lack when they are reluctant [...]

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