Got A Credit Limit Increase From Citi Card
It has been a little over 6 months since I’ve gotten my credit card and I was a little discontent with getting a $3000 credit line while my younger sister got $4000. I know that an larger credit line is better for your credit score and that I can get an increase every half a [...]
I’m Decreasing My Credit Card Balance
Debt reduction seems to be the hottest topic in personal finance. That is because it is one of the most difficult thing to do and debt is the easiest thing to accumulate. The credit card is the prime tool for the submergence in debt for millions of Americans. Ever since, I’ve gotten my credit card, [...]
The Routine Credit Check May 2008
Well, it has been about 4 months since I opened my credit card account and checked my credit report. The first time, I used Equifax and this time I used Experian. I’ve learned that one must keep their credit in check, just in case of identity theft and fraud. Aside from my school loans and [...]
Cheers to the Beginning of Debt?
At last, it is here! After the search for my first credit card, I applied for the Citi® Dividend Platinum Select® Card for College Students and it finally came in the mail. Oddly, I was entitled to only a $3000 credit limit but that doesn’t put me down since I know that I wouldn’t be [...]
The Search For My First Credit Card
So as I have said in an earlier post, I’ve been looking around to get my first credit card. First off, I had no knowledge of how credit cards work besides knowing that swiping it is similar to borrowing money, instantly, and that I had to pay it back with interest. They seemed confusing to [...]
