We are exposed to many forms of making use of our credit. Mortgages, credit cards, student loans, car loans and etc. are all methods that we acquire debt. We borrow this money mostly for essential things such as a house, car, and an education. Sadly, the majority of consumers borrow for luxury items and the [...]

Behold, the notorious gateway to debt of a typical college student, the credit card. Student credit cards are known for having lower spending limits and high APR as a way to “control” spending. While that thought process might work, some students are oblivious to using it as a way to develop smarter spending habits. I [...]

It is my last year in college and I’ve begun to wonder if I can still use my student checking account or student credit card when I’m no longer a student. After graduation, I’ll be just another adult, right? I’m sure many other students and graduates-to-be are pondering the same question. As expected, every financial [...]

Over the weekend, my friend had his wallet stolen from a communal locker at work. He was on his way to the mall when he stopped by to pick up his wallet and he calls me in a hurry. He needed the bank phone numbers so that he could cancel all his cards. It seems [...]