Dec 12 2009

How To Hide Naughty Credit Card Purchases

A friend asked me this week with a reasonable concern regarding the use of his credit card for a purchase that may affect his credit: Hey, dude. I want to buy my girlfriend some “nice” lingerie from an online merchant that may be considered somewhat “spicy” to banks. I heard that people who have memberships [...]

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Dec 2 2009

Remember To Enroll In Rotating Categories For Your Chase Freedom Card

With the barrage of credit card reforms in 2009, one of the best cashback credit cards that we all love have had their cashback terms changed. Originally, the Chase FreedomSM card offered 3% cashback on your top 3 spending categories. Now, the Chase Freedom has changed the terms to 3% cashback on rotating categories that [...]

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Dec 1 2009

Review: Citi Dividend Platinum Select Card for College Students

The Citi Dividend Platinum Select Visa Card for College Students is my first credit card that I receive almost 2 years ago during my junior year in college. My experience with this card has been above expectations (compared to the stories I’ve heard about credit cards in general). Without a doubt, it has been a [...]

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Nov 17 2009

How I Was Able To Build Good Credit As A College Student

In the minds of most young college students, the word “credit” usually accompanies the word “card”. Debt, credit reports, and credit scores certainly do not have priority over getting A’s and surviving college life. But, credit will be a significant part of everyone’s life after college so it is crucial for a college student to [...]

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Oct 17 2009

Stop Trying To Get The Highest Credit Score

Ever played a game where you have to level up and get more stuff and finally be the one with the highest rank, level or score? If you have, then you can understand how unnecessary such a feat can be. It seems as if everyone has been fretting over a few points on the credit [...]

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