What to Do If Your Credit Card Bill Payment is Due Today?
Yesterday, my father woke me in a hurry saying: “I just remembered my credit card bill payment is due today. What should I do?” He doesn’t understand English. He is computer illiterate. He hasn’t used an ATM in the 23 years he’s been in the U.S. What he does know is to review the transactions [...]
Opting Out of Credit Card Upgrades May Only Be Temporary
This is a guest post by Michael from CreditCardForum.com, a message board and blog for the discussion of credit card deals, as well as a place to talk about the drawbacks that come with the use credit cards. In today’s post, he will be talking about one of those drawbacks. Last week, Simon wrote about [...]
Opting Out of Citi Dividend World Mastercard Upgrade
Two months ago, I received a letter from Citi saying that they were going to “upgrade’ my Citi Dividend Platinum Select card to a Citi Dividend World Mastercard. My primary concern was that the new card would have no pre-set spending limit – meaning it would have a negative effect on my credit score. Now, [...]
3 Lessons My Parents Never Taught Me About Credit Cards
This is a guest post by Kris Bickell. Kris is the owner of Debt-Tips.com, a site developed to share the lessons he learned about getting out of debt. Check out his debt reduction calculator and other tips that will help you pay off your credit card debt. To start off, I’ll admit it, I’m no [...]
What Does No Pre-set Spending Limit Mean For My Credit Score?
So, I recently got a letter in the mail regarding my Citi Dividend Platinum Select Card. Supposedly, I’m such a valuable cardmember that I’m being “upgraded” to the Citi Dividend World Mastercard. Among some new perks such as price protection, concierge service, and PayPass, the most worrisome addition is that the card has no pre-set [...]
