How the Credit CARD Act Affects Young Adults
The provisions of the Credit CARD Act of 2009 targeting youth and credit will be going into effect Feburary 22, 2010. President Obama is on a mission to reduce the availability to young consumers in an effort to solve a problem that hurts so many of us college graduates today – we graduate with too [...]
How To Hide Naughty Credit Card Purchases
A friend asked me this week with a reasonable concern regarding the use of his credit card for a purchase that may affect his credit:
Hey, dude. I want to buy my girlfriend some “nice” lingerie from an online merchant that may be considered somewhat “spicy” to banks. I heard that people who have memberships to [...]
Remember To Enroll In Rotating Categories For Your Chase Freedom Card
With the barrage of credit card reforms in 2009, one of the best cashback credit cards that we all love have had their cashback terms changed. Originally, the Chase FreedomSM card offered 3% cashback on your top 3 spending categories.
Now, the Chase Freedom has changed the terms to 3% cashback on rotating categories that will [...]
Review: Citi Dividend Platinum Select Card for College Students
The Citi Dividend Platinum Select Visa Card for College Students is my first credit card that I receive almost 2 years ago during my junior year in college. My experience with this card has been above expectations (compared to the stories I’ve heard about credit cards in general). Without a doubt, it has been a [...]
How I Was Able To Build Good Credit As A College Student
In the minds of most young college students, the word “credit” usually accompanies the word “card”. Debt, credit reports, and credit scores certainly do not have priority over getting A’s and surviving college life. But, credit will be a significant part of everyone’s life after college so it is crucial for a college student to [...]
