Aug 25 2010

Opting Out of Credit Card Upgrades May Only Be Temporary

This is a guest post by Michael from CreditCardForum.com, a message board and blog for the discussion of credit card deals, as well as a place to talk about the drawbacks that come with the use credit cards. In today’s post, he will be talking about one of those drawbacks. Last week, Simon wrote about [...]

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Aug 16 2010

Opting Out of Citi Dividend World Mastercard Upgrade

Two months ago, I received a letter from Citi saying that they were going to “upgrade’ my Citi Dividend Platinum Select card to a Citi Dividend World Mastercard. My primary concern was that the new card would have no pre-set spending limit – meaning it would have a negative effect on my credit score. Now, [...]

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Jul 28 2010

3 Lessons My Parents Never Taught Me About Credit Cards

This is a guest post by Kris Bickell. Kris is the owner of Debt-Tips.com, a site developed to share the lessons he learned about getting out of debt. Check out his debt reduction calculator and other tips that will help you pay off your credit card debt. To start off, I’ll admit it, I’m no [...]

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Jun 14 2010

What Does No Pre-set Spending Limit Mean For My Credit Score?

So, I recently got a letter in the mail regarding my Citi Dividend Platinum Select Card. Supposedly, I’m such a valuable cardmember that I’m being “upgraded” to the Citi Dividend World Mastercard. Among some new perks such as price protection, concierge service, and PayPass, the most worrisome addition is that the card has no pre-set [...]

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May 26 2010

Citi Dividend Platinum Select Credit Card Now Offers Bonus Cashback on Rotating Categories

After logging into my Citicard account today, I happened to stumble across a link that said “Earn 5% cash back in selected categories”. With the thick skin that I’ve developed towards credit card offers, I was skeptical as to what it really meant. Rotating Categories System It turns out that the Citi Dividend Platinum Select [...]

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