After filling out the preliminary FAFSA application form, I looked over the financial history for my college tuition. I looked around trying to estimate what I’d have to pay for the final year of my undergraduate education. For sophomore and junior year, I received a thousand of dollars from what was called the ACG and [...]

So as I have said in an earlier post, I’ve been looking around to get my first credit card. First off, I had no knowledge of how credit cards work besides knowing that swiping it is similar to borrowing money, instantly, and that I had to pay it back with interest. They seemed confusing to [...]

Saving money as early as possible is definitely a positive and beneficial attitude to have but sometimes, it may be better to start a little later. Coming from a lower class income family with a household income of about $23,000 and two adults and two college children, paying for school wouldn’t be easy (virtually impossible) [...]

After taking personal finances seriously at the end of the summer, I’ve been trying to attain as much literature possible to better inform myself. Since classes have begun, there is little time for finishing a 200-page book when there is a 1000-page textbook to complete first. And that is why I’ve turned to the great [...]