No 401k, Maxed Out Roth IRA, What Else Do You Use to Save?
The rare dilemma of having too much money and where to put it next is a dilemma that we all wished we had. For those who are able to resist splurging on the newest gadgets and fashion with the intent of saving for the future, you may have exhausted all possible financial retirement vehicles – [...]
How to Close an HSBC Advance Online Savings Account
Although HSBC Direct (which is now dubbed HSBC Advance) has never treated me bad, my plan to simplify, automate, and consolidate my finances has led me to close my HSBC Direct Advance online savings account. It was actually easier than expected and went smoothly – taking only a few minutes of my time. Steps to [...]
How to Fake a Direct Deposit and Avoid Bank Fees
The exact definition of a “direct deposit” is quite vague in the banking world. Most of us understand a direct deposit to be a method of receiving payment electronically into our bank accounts. The typical forms of direct deposit are wages and Social Security income. Why Do I Need to Fake a Direct Deposit? Many [...]
Perform Your Annual Financial Checkup For Free
Much like the need for an annual visit to your doctor it is always wise to give your financial health an annual checkup as well. In the health report that your doctor gives you, the doctor alerts you to any potential health problems and gives you a diagnosis. Similar to a medical report, your financial [...]
ING Direct $25 Bonus Referrals
Here are referral links to sign up for ING Direct Online Savings Accounts and Electric Checking Accounts that will give a bonus of $25 upon opening a new account with a minimum deposit of $250. ING Direct is probably the most popular online bank with its easy-to-use web interface and excellent customer support. It is [...]
