Jul 7 2010

Chase iPhone App Now Lets You Deposit a Check Anywhere

Yes! Finally, another bank has followed the footsteps of USAA bank. I was one of the many banking customers who envied the USAA iPhone mobile banking app that allowed its members to deposit checks with the help of the phone’s camera. With an update released on July 1st for the Chase Mobile iPhone App, I [...]

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May 3 2010

How Federal Rate Cuts Affect Your Savings Account Interest Rate

So for the past two years, we’ve watched the Dow Jones tumble… and 401k’s emptied… and people lost jobs… and banks collapse… and foreclosures everywhere… and so much more. With the constant bombardment of dismal financial news, one thing we often hear and read from the media is: the Fed has cut rates and is [...]

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Apr 19 2010

No 401k, Maxed Out Roth IRA, What Else Do You Use to Save?

The rare dilemma of having too much money and where to put it next is a dilemma that we all wished we had. For those who are able to resist splurging on the newest gadgets and fashion with the intent of saving for the future, you may have exhausted all possible financial retirement vehicles – [...]

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Mar 27 2010

How to Close an HSBC Advance Online Savings Account

Although HSBC Direct (which is now dubbed HSBC Advance) has never treated me bad, my plan to simplify, automate, and consolidate my finances has led me to close my HSBC Direct Advance online savings account. It was actually easier than expected and went smoothly – taking only a few minutes of my time. Steps to [...]

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Jan 11 2010

How to Fake a Direct Deposit and Avoid Bank Fees

The exact definition of a “direct deposit” is quite vague in the banking world. Most of us understand a direct deposit to be a method of receiving payment electronically into our bank accounts. The typical forms of direct deposit are wages and Social Security income. Why Do I Need to Fake a Direct Deposit? Many [...]

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