How to Not Piss Off Everyone Else Waiting for the ATM
In the city, it is not a rare sight to have a line of people waiting to use the ATMs. Many of us accept it as the consequence of living in highly populated area. I am usually the orderly fellow to patiently stand in line just like everyone else. But, it does drive me nuts [...]
What to Do If Your Credit Card Bill Payment is Due Today?
Yesterday, my father woke me in a hurry saying: “I just remembered my credit card bill payment is due today. What should I do?” He doesn’t understand English. He is computer illiterate. He hasn’t used an ATM in the 23 years he’s been in the U.S. What he does know is to review the transactions [...]
Did Financial Reform Do More Harm Than Good?
The financial industry was a different beast twelve months ago. This time has shed some light on the toxic relationship between three key parties: the government, financial institutions and consumers. Thinking of the times before the economy fell, we were able to get a credit card easily and most people didn’t have too much trouble [...]
Chase iPhone App Now Lets You Deposit a Check Anywhere
Yes! Finally, another bank has followed the footsteps of USAA bank. I was one of the many banking customers who envied the USAA iPhone mobile banking app that allowed its members to deposit checks with the help of the phone’s camera. With an update released on July 1st for the Chase Mobile iPhone App, I [...]
How Federal Rate Cuts Affect Your Savings Account Interest Rate
So for the past two years, we’ve watched the Dow Jones tumble… and 401k’s emptied… and people lost jobs… and banks collapse… and foreclosures everywhere… and so much more. With the constant bombardment of dismal financial news, one thing we often hear and read from the media is: the Fed has cut rates and is [...]
