Classes start next week for me and it is time to get everything in order for the new school year. Textbooks make up a major portion of the expenses of school. Spending $500 on textbooks is considered normal. I look at that number and it makes me sick at the prices that publishing companies make [...]

Gosh it’s pissing me off! If you didn’t know already, our cell phone numbers have recently been released to telemarketing companies. How is this financially related? I have a cell phone under a prepaid plan. I pay $1/day for unlimited web surfing and texts and each minute costs $0.15. Many would just tell me not [...]

It has almost been a year since I joined Opinion Outpost and the experience was less than stellar. Although they send me surveys everyday, I rarely qualify, which leads to wasted time. As you can see from the above image, I earned only $21.60 from 11 surveys and that equals to an average of $1.97 [...]

I’ve been with HSBC Direct for about a year and I didn’t know how to start an automatic savings plan (or even bothered looking to do so). This was also due to the difficult website interface from HSBC Direct that made it hard to find. ING Direct actually gives you the choice of starting an [...]