Opting Out of Citi Dividend World Mastercard Upgrade
Two months ago, I received a letter from Citi saying that they were going to “upgrade’ my Citi Dividend Platinum Select card to a Citi Dividend World Mastercard. My primary concern was that the new card would have no pre-set spending limit – meaning it would have a negative effect on my credit score. Now, [...]
How Long Should I Keep My Tax Returns?
As I go through my occasional routine to file my important mail and documents, I realized that the most space-consuming files were my tax documents. Since I am relatively new to the real world, I only have four years of tax returns. I was still in college so my tax situations weren’t too complicated – [...]
5 Wrong Ways to Invest in Stocks
The stock market is a mystery to many and treacherous waters to even more. At one point, everyone had their own misconceptions on the mechanics of investing world. There is no doubt that investing is an emotional roller-coaster ride. The passengers who can tolerate the ups and downs would be less likely to make a [...]
What I Did When My iPhone 3GS Died
It was just another Sunday. It is laundry day. As I reluctantly woke up to my mom’s voice, I rolled up my bedsheets and what dirty clothes I had into a ball and tossed it into the washer. About 45 minutes later, I heard a whipping cry as my mom pulled my iPhone 3GS from [...]
Weekend Links: Refill the MetroCard
For someone who can’t go anywhere without the use of public transportation, I was left in the dark for quite a while when it came to buying MetroCards for the subway. In high school, we were given student MetroCards. And the few times that I couldn’t use the card, I piggybacked on a unlimited MetroCard. [...]






