The financial industry was a different beast twelve months ago. This time has shed some light on the toxic relationship between three key parties: the government, financial institutions and consumers. Thinking of the times before the economy fell, we were able to get a credit card easily and most people didn’t have too much trouble [...]

The world seems to be spinning at such a rapid pace that the many basics of money are neglected. It is these small lapses of financial common sense that foster a trend of bad habits. Take out the numbers and look at the fundamentals. With a hint of logical reasoning, our personal finance management skills [...]

Written by author Jim Randel, The Skinny on Credit Cards was the straight-to-the-point type of book that I had expected. It acted very much like the CliffNotes guides that we used to skip out on reading the entire novel. Throw in a short storyline and some stick figure illustrations with the bare bone facts on [...]

Minimalism is an art that I’ve seem to have slowly adopted unconsciously. It may have contributed towards my carefree, lax attitude toward physical possessions. Some may call it being lazy or apathetic but I prefer the freedom from unnecessary worry and concern over material substance. All too often do we place an excessive amount of [...]