Dec 7 2008

Is There Any Way To Practice Frugality While Bodybuilding?

For the past few weeks, I’ve started taking advantage of another university facility that I didn’t use for the first three years of college (but still paid for). Since this semester was somewhat of a breeze, despite short periods of torture, and I needed something to do, I started working out. To the gym it [...]

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Dec 4 2008

Lucky Weekend in Atlantic City

After Thanksgiving, I went to Atlantic City (if anyone has been following me on Twitter, you would have known) because a friend just turned 21 and we were anxious to gamble (legally, for the first time). Gambling is not an accepted activity when it comes to smarter personal finance, but it certainly was a great [...]

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Nov 27 2008

Don’t Be A Sucker For Black Friday

Black Friday, Cyber Monday, Valentine’s Day, Christmas. You’ve heard this before and you are going to hear it from me again. All these holidays have been marketed by retailers just so you feel obligated to spend money. The photo below is an actual photo as of November 26, 2008 at 3:12PM (48+ hours before Black [...]

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Nov 23 2008

Maybe I Am the Cursed Investor…

Here is the typical routine: You’ve being researching a stock for the past two weeks and watch it closely for a good buying opportunity. Finally, a day comes when the share price is perfect and you hop on the computer and load up on shares. A week later, the stock tumbles to half its value. [...]

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Nov 19 2008

Sudden Credit Limit Increase and APR Decrease

Yesterday, I received an email confirmation that my statement was ready. And, as I usually do I pay off my balance immediately. Citicards has a great web account interface that actually shows all the details of your account such as the balance, due dates, statement dates, credit line information, APR and cashback balance. About 3 [...]

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