Oct 22 2010

How to Not Piss Off Everyone Else Waiting for the ATM

Chase Bank ATMsIn the city, it is not a rare sight to have a line of people waiting to use the ATMs. Many of us accept it as the consequence of living in highly populated area. I am usually the orderly fellow to patiently stand in line just like everyone else.

But, it does drive me nuts when there is that one person who becomes consumed in the mindless fiddle with the ATM to complete a simple transaction that should take no longer than two minutes. Everyone else on line would’ve agreed with me.

If it weren’t for the privacy factor, I’d walk right up and try to help speed the process along.

That’s why I suggest all banking customers to get familiar with the ATM interface so as to avoid pissing off all the other people who are waiting on line. On the plus side, it saves time and helps prevent crime (such as ATM skimming).

Mastering the ATM

Being an ATM ninja may not be something to boast about but you will be grateful when it shaves off those few precious seconds when you’re in a hurry.

To the point: There are only three reasons to use an ATM – to make a deposit, withdrawal, or a balance inquiry. While technology has advanced greatly, ATMs can’t do much more than that, yet.

  • Learn to navigate the ATM interface for the 3 basic transactions. Please don’t pick the ATM in one of the busiest streets in town to do this. Wait for a time with low traffic to practice making each of those transactions. Don’t be afraid to ask a bank representative to show you how.
  • Set your ATM preferences beforehand. It can get annoying when the ATM keeps asking the same question every single time you are making a transaction (and you keep giving the same answer every time). You can set the quick withdrawal, language, and receipt printing preferences at the ATM or through your online account.
  • Know what transaction(s) you will be making before you get to the ATM. We all are wasting time when we don’t know what we are doing. Get in, do your business, and get out.
  • Don’t stare and sulk at how much little money you have in your account! Go do something about it.

Time yourself the next time you go to the ATM. A cash and check deposit should take only a couple minutes to finish.

Note: Please keep it green. Don’t print the receipt. Save trees and your time.

(Photo credit: TheTruthAbout)

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4 Comments on this post


  1. 280th Carnival of Personal Finance wrote:

    [...] The Realm of Prosperity shows you how to avoid pissing people off at the ATM. [...]

    October 25th, 2010 at 8:05 am
  2. Make Sure you Vote in the Primary’s on Tuesday wrote:

    [...] How To Not Piss Off Everyone Else Waiting for the ATM @ Realm of Prosperity: I’ve been on both ends of this spectrum and both sides are not pleasant.  Make sure to keep your emotions hidden if you’re waiting for a slow poke … because that can only make the situation worse. [...]

    August 2nd, 2011 at 6:54 pm
  1. James Fowlkes said:

    I have a sinking feeling that the people who most need this will never read it,… probably because they don’t know about the internet yet. Great tips though! Have a good weekend, Simon!

    October 22nd, 2010 at 11:51 am
  2. William Taylor said:

    It is a very simple thing to choose one transaction, and do it. I hate being behind the people who don’t have enough money in their account to cover the withdrawal, and they still keep trying to withdraw the money. I was behind this lady who kept saying, “I can’t be out of money.” I wanted to tell her to go into the bank and deal with it from inside, but I didn’t want to be rude. Perhaps I should have, it would have helped her and sped up the line.

    November 1st, 2010 at 4:32 pm


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