My Take on Online Shopping and Product Reviews
Most shoppers, including myself, have come to rely on online reviews when it comes to making Internet purchases. After reading some of these comments, I’ve come to realize that some of them are blatant (and useless) misrepresentations of the product being reviewed. Online customer reviews play a large role on our purchases on web so [...]
No 401k, Maxed Out Roth IRA, What Else Do You Use to Save?
The rare dilemma of having too much money and where to put it next is a dilemma that we all wished we had. For those who are able to resist splurging on the newest gadgets and fashion with the intent of saving for the future, you may have exhausted all possible financial retirement vehicles – [...]
Stretching Student Discounts Even After Graduating
Yes, I graduated. And yes, I receive student discounts despite no longer being a college student. Many colleges and universities will normally take your student ID from you on the day of graduation – a subtle way of barring you from accessing any of there facilities after you’ve completed your time with them. (An alumni [...]
The Roth IRA: In Terms You’ll Understand
An IRA (individual retirement account), not just the Roth IRA, is a mysterious creature to most young adults. We hear “retirement” and immediately think of an old man and woman sitting on rocking chairs on the front porch of their cozy home. What twenty-something-year-old wants that image in their heads when they’ve still got plenty [...]
How Closing Your Old Credit Cards Really Affects Your Credit Score
Like the majority of other money-conscious folks out there, I was also one to believe the long preached advice to not cancel your old credit card accounts because the credit history of that account would disappear from our credit report. We don’t want to see our squeaky clean credit repayment habits wiped off our reports [...]
