Much like the need for an annual visit to your doctor it is always wise to give your financial health an annual checkup as well. In the health report that your doctor gives you, the doctor alerts you to any potential health problems and gives you a diagnosis. Similar to a medical report, your financial [...]

There are a bunch of Black Friday ads out already along with articles all over the place that share the tactics and strategies for efficient bargain hunting. This post won’t teach you how to make the most of this shopping holiday but it will advocate the utter disregard of its existence. I do not want [...]

With overdraft fees taking its toll on many banking customers, it is increasingly common that consumers are unwilling to pay them. An overdraft is any “legitimate” transaction that results in a negative balance in a checking account. The most typical reasons for insufficient funds that lead to an overdraft are: too many charges on your [...]

An item at a garage sale catches your eye and you were able to take it home for a bargain price. You didn’t notice it but your process of haggling had the foundation for price negotiating. In a business class I took, we had an exercise that simulated a negotiation where groups represented either a [...]