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	<title>Comments on: Changing The Price From Dollars to Work Hours When Shopping</title>
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	<link>http://www.realmofprosperity.com/2009/10/changing-the-price-from-dollars-to-work-hours-when-shopping/</link>
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		<title>By: Linkworthy: Conversion, Cocaine and College &#124; Personal Finance Firewall</title>
		<link>http://www.realmofprosperity.com/2009/10/changing-the-price-from-dollars-to-work-hours-when-shopping/comment-page-1/#comment-1381</link>
		<dc:creator>Linkworthy: Conversion, Cocaine and College &#124; Personal Finance Firewall</dc:creator>
		<pubDate>Fri, 05 Mar 2010 19:06:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=1116#comment-1381</guid>
		<description>[...] pick this week goes to Simon at Realm of Prosperity and his article titled Changing the Price from Dollars to Work Hours When Shopping. This is something I have done for years. I&#8217;m not sure why I started doing this but it just [...]</description>
		<content:encoded><![CDATA[<p>[...] pick this week goes to Simon at Realm of Prosperity and his article titled Changing the Price from Dollars to Work Hours When Shopping. This is something I have done for years. I&#8217;m not sure why I started doing this but it just [...]</p>
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		<title>By: Why You Shouldn&#8217;t Go Shopping On Black Friday &#124; Realm of Prosperity</title>
		<link>http://www.realmofprosperity.com/2009/10/changing-the-price-from-dollars-to-work-hours-when-shopping/comment-page-1/#comment-1066</link>
		<dc:creator>Why You Shouldn&#8217;t Go Shopping On Black Friday &#124; Realm of Prosperity</dc:creator>
		<pubDate>Sat, 05 Dec 2009 01:25:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=1116#comment-1066</guid>
		<description>[...] states that the average American consumer will spend $683 on gifts during the holiday season. How many work hours is that equivalent to? With the recent interest hikes on credit cards, carrying a balance during this time of the year is [...]</description>
		<content:encoded><![CDATA[<p>[...] states that the average American consumer will spend $683 on gifts during the holiday season. How many work hours is that equivalent to? With the recent interest hikes on credit cards, carrying a balance during this time of the year is [...]</p>
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		<title>By: June Hardy</title>
		<link>http://www.realmofprosperity.com/2009/10/changing-the-price-from-dollars-to-work-hours-when-shopping/comment-page-1/#comment-982</link>
		<dc:creator>June Hardy</dc:creator>
		<pubDate>Fri, 16 Oct 2009 03:12:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=1116#comment-982</guid>
		<description>Great Information. You&#039;re good and you obviously know what you&#039;re talking about!

Keep up the good work

&lt;a href=&quot;http://selfhelp.makingit.info/products.htm&quot; rel=&quot;nofollow&quot;&gt;Success Grandma&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Great Information. You&#8217;re good and you obviously know what you&#8217;re talking about!</p>
<p>Keep up the good work</p>
<p><a href="http://selfhelp.makingit.info/products.htm" rel="nofollow">Success Grandma</a></p>
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		<title>By: ZLWO</title>
		<link>http://www.realmofprosperity.com/2009/10/changing-the-price-from-dollars-to-work-hours-when-shopping/comment-page-1/#comment-981</link>
		<dc:creator>ZLWO</dc:creator>
		<pubDate>Thu, 15 Oct 2009 08:11:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=1116#comment-981</guid>
		<description>I think everybody would make it like ctreit. We all want save money. But I am a selfmaker. I make every thing on my own. So I save a lot of money and learn something new.</description>
		<content:encoded><![CDATA[<p>I think everybody would make it like ctreit. We all want save money. But I am a selfmaker. I make every thing on my own. So I save a lot of money and learn something new.</p>
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		<title>By: Angie</title>
		<link>http://www.realmofprosperity.com/2009/10/changing-the-price-from-dollars-to-work-hours-when-shopping/comment-page-1/#comment-980</link>
		<dc:creator>Angie</dc:creator>
		<pubDate>Mon, 12 Oct 2009 14:05:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=1116#comment-980</guid>
		<description>Great post!!  I&#039;ve been doing this for years.  :)</description>
		<content:encoded><![CDATA[<p>Great post!!  I&#8217;ve been doing this for years.  <img src='http://www.realmofprosperity.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Weekly Roundup &#8211; The Credit Card Edition &#187; JoeTaxpayer</title>
		<link>http://www.realmofprosperity.com/2009/10/changing-the-price-from-dollars-to-work-hours-when-shopping/comment-page-1/#comment-979</link>
		<dc:creator>Weekly Roundup &#8211; The Credit Card Edition &#187; JoeTaxpayer</dc:creator>
		<pubDate>Sun, 11 Oct 2009 12:05:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=1116#comment-979</guid>
		<description>[...] Realm of Prosperity I saw an interesting take on the &#8216;time is money&#8217; concept, Changing The Price From Dollars to Work Hours When Shopping. Simon touches on this idea by comparing his hourly wage to the money he&#8217;ll spend on his [...]</description>
		<content:encoded><![CDATA[<p>[...] Realm of Prosperity I saw an interesting take on the &#8216;time is money&#8217; concept, Changing The Price From Dollars to Work Hours When Shopping. Simon touches on this idea by comparing his hourly wage to the money he&#8217;ll spend on his [...]</p>
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		<title>By: Jerry</title>
		<link>http://www.realmofprosperity.com/2009/10/changing-the-price-from-dollars-to-work-hours-when-shopping/comment-page-1/#comment-978</link>
		<dc:creator>Jerry</dc:creator>
		<pubDate>Fri, 09 Oct 2009 17:37:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=1116#comment-978</guid>
		<description>You&#039;re absolutely right.  No one can tell you how and when you can spend your money and time.  We all have a limited amount of time on earth and no amount of insurance can change that fact.  And, while a PS is not something that is of value to me it obviously leads you to feel happiness and satisfaction.  Who am I to say that you wasted your money?  Good post.
Jerry</description>
		<content:encoded><![CDATA[<p>You&#8217;re absolutely right.  No one can tell you how and when you can spend your money and time.  We all have a limited amount of time on earth and no amount of insurance can change that fact.  And, while a PS is not something that is of value to me it obviously leads you to feel happiness and satisfaction.  Who am I to say that you wasted your money?  Good post.<br />
Jerry</p>
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		<title>By: ctreit</title>
		<link>http://www.realmofprosperity.com/2009/10/changing-the-price-from-dollars-to-work-hours-when-shopping/comment-page-1/#comment-977</link>
		<dc:creator>ctreit</dc:creator>
		<pubDate>Thu, 08 Oct 2009 14:16:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=1116#comment-977</guid>
		<description>I have used a similar concept for services I buy. For example, when I decided to have my grass cut by somebody else, I see how much this service costs me. I compare that price with the time it takes me to do it myself. If the dollar value of the service per hour is less than the money I make per hour, I give the job to somebody else. Otherwise I do it myself.</description>
		<content:encoded><![CDATA[<p>I have used a similar concept for services I buy. For example, when I decided to have my grass cut by somebody else, I see how much this service costs me. I compare that price with the time it takes me to do it myself. If the dollar value of the service per hour is less than the money I make per hour, I give the job to somebody else. Otherwise I do it myself.</p>
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		<title>By: JoeTaxpayer</title>
		<link>http://www.realmofprosperity.com/2009/10/changing-the-price-from-dollars-to-work-hours-when-shopping/comment-page-1/#comment-975</link>
		<dc:creator>JoeTaxpayer</dc:creator>
		<pubDate>Thu, 08 Oct 2009 00:41:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=1116#comment-975</guid>
		<description>This concept is brilliant. 
I used the &#039;hours per&#039; to demonstrate how median home prices when normalized for both hours and payments (which dropped as rates fell) really showed little indication of the bubble. I maintain that&#039;s how Greenspan missed it as well.
But for other discussion, such as cost of a car, suit, food, etc, it&#039;s great. The hours have fallen steadily, it&#039;s our desire for more stuff that just keeps rising.</description>
		<content:encoded><![CDATA[<p>This concept is brilliant.<br />
I used the &#8216;hours per&#8217; to demonstrate how median home prices when normalized for both hours and payments (which dropped as rates fell) really showed little indication of the bubble. I maintain that&#8217;s how Greenspan missed it as well.<br />
But for other discussion, such as cost of a car, suit, food, etc, it&#8217;s great. The hours have fallen steadily, it&#8217;s our desire for more stuff that just keeps rising.</p>
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