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	<title>Comments on: 8 Things That Do Not Affect Your Credit Score</title>
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	<link>http://www.realmofprosperity.com/2009/07/8-things-that-do-not-affect-your-credit-score/</link>
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		<title>By: How Overdrafts Can Affect Your Credit Score &#124; Realm of Prosperity</title>
		<link>http://www.realmofprosperity.com/2009/07/8-things-that-do-not-affect-your-credit-score/comment-page-1/#comment-1021</link>
		<dc:creator>How Overdrafts Can Affect Your Credit Score &#124; Realm of Prosperity</dc:creator>
		<pubDate>Mon, 23 Nov 2009 14:05:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=849#comment-1021</guid>
		<description>[...] deposit enough money to correct the balance, which includes paying the overdraft fee, the overdraft will have no effect on your credit score since it is never reported to the credit [...]</description>
		<content:encoded><![CDATA[<p>[...] deposit enough money to correct the balance, which includes paying the overdraft fee, the overdraft will have no effect on your credit score since it is never reported to the credit [...]</p>
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		<title>By: david</title>
		<link>http://www.realmofprosperity.com/2009/07/8-things-that-do-not-affect-your-credit-score/comment-page-1/#comment-855</link>
		<dc:creator>david</dc:creator>
		<pubDate>Thu, 06 Aug 2009 02:30:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=849#comment-855</guid>
		<description>Good stuff, alot of this I did not know before today,  thanks</description>
		<content:encoded><![CDATA[<p>Good stuff, alot of this I did not know before today,  thanks</p>
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		<title>By: RateNerd</title>
		<link>http://www.realmofprosperity.com/2009/07/8-things-that-do-not-affect-your-credit-score/comment-page-1/#comment-798</link>
		<dc:creator>RateNerd</dc:creator>
		<pubDate>Fri, 31 Jul 2009 13:59:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=849#comment-798</guid>
		<description>Good list, but I want to point out that asking for an interest rate reduction does not lower you score, but asking for a charge off will.  Getting charge offs removed from your report is hard.</description>
		<content:encoded><![CDATA[<p>Good list, but I want to point out that asking for an interest rate reduction does not lower you score, but asking for a charge off will.  Getting charge offs removed from your report is hard.</p>
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		<title>By: Weekly Round Up: Going Out of Town</title>
		<link>http://www.realmofprosperity.com/2009/07/8-things-that-do-not-affect-your-credit-score/comment-page-1/#comment-759</link>
		<dc:creator>Weekly Round Up: Going Out of Town</dc:creator>
		<pubDate>Sat, 25 Jul 2009 12:03:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=849#comment-759</guid>
		<description>[...] 8 Things That Do Not Affect Your Credit Score [...]</description>
		<content:encoded><![CDATA[<p>[...] 8 Things That Do Not Affect Your Credit Score [...]</p>
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		<title>By: Friday Finance Followers &#8211; Happy Birthday Edition &#124; Suburban Dollar</title>
		<link>http://www.realmofprosperity.com/2009/07/8-things-that-do-not-affect-your-credit-score/comment-page-1/#comment-750</link>
		<dc:creator>Friday Finance Followers &#8211; Happy Birthday Edition &#124; Suburban Dollar</dc:creator>
		<pubDate>Fri, 24 Jul 2009 12:36:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=849#comment-750</guid>
		<description>[...] had an article this week called&#160; 8 Things That Do Not Affect Your Credit Score. While some these things may not affect your credit score, they could affect you in other [...]</description>
		<content:encoded><![CDATA[<p>[...] had an article this week called&#160; 8 Things That Do Not Affect Your Credit Score. While some these things may not affect your credit score, they could affect you in other [...]</p>
]]></content:encoded>
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		<title>By: Megan Levy</title>
		<link>http://www.realmofprosperity.com/2009/07/8-things-that-do-not-affect-your-credit-score/comment-page-1/#comment-749</link>
		<dc:creator>Megan Levy</dc:creator>
		<pubDate>Fri, 24 Jul 2009 03:47:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=849#comment-749</guid>
		<description>I was under the impression that going overdrawn would definitely put a black mark on my credit score. How about an unauthorized overdraft? How will that affect my credit status?</description>
		<content:encoded><![CDATA[<p>I was under the impression that going overdrawn would definitely put a black mark on my credit score. How about an unauthorized overdraft? How will that affect my credit status?</p>
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		<title>By: Carnivals and Links: 7/20/09 &#124; Realm of Prosperity</title>
		<link>http://www.realmofprosperity.com/2009/07/8-things-that-do-not-affect-your-credit-score/comment-page-1/#comment-728</link>
		<dc:creator>Carnivals and Links: 7/20/09 &#124; Realm of Prosperity</dc:creator>
		<pubDate>Mon, 20 Jul 2009 13:19:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=849#comment-728</guid>
		<description>[...] the Carnival of Personal Finance #214: United States Presidents Edition, in which my post on 8 Things That Do Not Affect Your Credit Score received a [...]</description>
		<content:encoded><![CDATA[<p>[...] the Carnival of Personal Finance #214: United States Presidents Edition, in which my post on 8 Things That Do Not Affect Your Credit Score received a [...]</p>
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		<title>By: Carnival of Personal Finance #214: United States Presidents Edition</title>
		<link>http://www.realmofprosperity.com/2009/07/8-things-that-do-not-affect-your-credit-score/comment-page-1/#comment-727</link>
		<dc:creator>Carnival of Personal Finance #214: United States Presidents Edition</dc:creator>
		<pubDate>Mon, 20 Jul 2009 12:44:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=849#comment-727</guid>
		<description>[...] could not tell a lie, and Simon has a list of 8 Things That Do Not Affect Your Credit Score. (Sure, those don’t line up perfectly… but I didn’t want to get your hopes up that any of [...]</description>
		<content:encoded><![CDATA[<p>[...] could not tell a lie, and Simon has a list of 8 Things That Do Not Affect Your Credit Score. (Sure, those don’t line up perfectly… but I didn’t want to get your hopes up that any of [...]</p>
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		<title>By: Leon Tuassi</title>
		<link>http://www.realmofprosperity.com/2009/07/8-things-that-do-not-affect-your-credit-score/comment-page-1/#comment-718</link>
		<dc:creator>Leon Tuassi</dc:creator>
		<pubDate>Sun, 19 Jul 2009 04:58:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=849#comment-718</guid>
		<description>this was a very interesting read about credit...especially the part about opening joint accounts as married couples...most people don&#039;t know how much this can hurt them.</description>
		<content:encoded><![CDATA[<p>this was a very interesting read about credit&#8230;especially the part about opening joint accounts as married couples&#8230;most people don&#8217;t know how much this can hurt them.</p>
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