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	<title>Comments on: Getting $10 Removed On Late Fee For Late Credit Card Payment</title>
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	<link>http://www.realmofprosperity.com/2009/05/getting-10-removed-on-late-fee-for-late-credit-card-payment/</link>
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		<title>By: Simon Zhen</title>
		<link>http://www.realmofprosperity.com/2009/05/getting-10-removed-on-late-fee-for-late-credit-card-payment/comment-page-1/#comment-1111</link>
		<dc:creator>Simon Zhen</dc:creator>
		<pubDate>Fri, 18 Dec 2009 22:34:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=581#comment-1111</guid>
		<description>Looking back now, I believe I could have haggled a little more. I had no idea why they didn&#039;t just remove the entire late fee. Maybe because I had a sort credit history.

It is a mistake that continues to be a lesson for me. I was lucky that they didn&#039;t choose to raise my APR.</description>
		<content:encoded><![CDATA[<p>Looking back now, I believe I could have haggled a little more. I had no idea why they didn&#8217;t just remove the entire late fee. Maybe because I had a sort credit history.</p>
<p>It is a mistake that continues to be a lesson for me. I was lucky that they didn&#8217;t choose to raise my APR.</p>
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		<title>By: Keith</title>
		<link>http://www.realmofprosperity.com/2009/05/getting-10-removed-on-late-fee-for-late-credit-card-payment/comment-page-1/#comment-1110</link>
		<dc:creator>Keith</dc:creator>
		<pubDate>Fri, 18 Dec 2009 22:22:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=581#comment-1110</guid>
		<description>Wow your credit card company is pretty lame.  Both Chase and Amex have removed the fee for me so long as it was less than one time per year.  Amex removed two of them after I explained the long drawn out situation that led to me getting a late fee and interest charge for not paying a late fee.  It took a little while and I had to talk to a supervisor but if you are persistent and actually have a legitimate reason they should help you out.</description>
		<content:encoded><![CDATA[<p>Wow your credit card company is pretty lame.  Both Chase and Amex have removed the fee for me so long as it was less than one time per year.  Amex removed two of them after I explained the long drawn out situation that led to me getting a late fee and interest charge for not paying a late fee.  It took a little while and I had to talk to a supervisor but if you are persistent and actually have a legitimate reason they should help you out.</p>
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		<title>By: How To Hide Naughty Credit Card Purchases &#124; Realm of Prosperity</title>
		<link>http://www.realmofprosperity.com/2009/05/getting-10-removed-on-late-fee-for-late-credit-card-payment/comment-page-1/#comment-1078</link>
		<dc:creator>How To Hide Naughty Credit Card Purchases &#124; Realm of Prosperity</dc:creator>
		<pubDate>Sat, 12 Dec 2009 22:09:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=581#comment-1078</guid>
		<description>[...] behavior in the eyes of credit card companies. If you called to ask for a lower interest rate or to have a fee removed, good luck &#8211; because a flagged card would certainly decrease your chances of getting [...]</description>
		<content:encoded><![CDATA[<p>[...] behavior in the eyes of credit card companies. If you called to ask for a lower interest rate or to have a fee removed, good luck &#8211; because a flagged card would certainly decrease your chances of getting [...]</p>
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		<title>By: * 3 Great Board Games To Teach Kids About Finance</title>
		<link>http://www.realmofprosperity.com/2009/05/getting-10-removed-on-late-fee-for-late-credit-card-payment/comment-page-1/#comment-686</link>
		<dc:creator>* 3 Great Board Games To Teach Kids About Finance</dc:creator>
		<pubDate>Mon, 13 Jul 2009 03:26:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=581#comment-686</guid>
		<description>[...] money so that you have enough to do certain things such as build houses or pay rent, and learning the art of negotiation.LIFE (aka, The Game of [...]</description>
		<content:encoded><![CDATA[<p>[...] money so that you have enough to do certain things such as build houses or pay rent, and learning the art of negotiation.LIFE (aka, The Game of [...]</p>
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		<title>By: Jerry</title>
		<link>http://www.realmofprosperity.com/2009/05/getting-10-removed-on-late-fee-for-late-credit-card-payment/comment-page-1/#comment-591</link>
		<dc:creator>Jerry</dc:creator>
		<pubDate>Fri, 15 May 2009 21:37:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=581#comment-591</guid>
		<description>We&#039;ve all done it.  I had to dip into my reserve credit the other month.  Those calls to customer service, however, can lead to results if you&#039;re willing to do it.  But, paying those bills on time is your only insurance for keeping those fees and APRs down.
Jerry
www.leads4insurance.com</description>
		<content:encoded><![CDATA[<p>We&#8217;ve all done it.  I had to dip into my reserve credit the other month.  Those calls to customer service, however, can lead to results if you&#8217;re willing to do it.  But, paying those bills on time is your only insurance for keeping those fees and APRs down.<br />
Jerry<br />
<a href="http://www.leads4insurance.com" rel="nofollow">http://www.leads4insurance.com</a></p>
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		<title>By: The Happy Rock</title>
		<link>http://www.realmofprosperity.com/2009/05/getting-10-removed-on-late-fee-for-late-credit-card-payment/comment-page-1/#comment-590</link>
		<dc:creator>The Happy Rock</dc:creator>
		<pubDate>Thu, 14 May 2009 15:32:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.realmofprosperity.com/?p=581#comment-590</guid>
		<description>Well, that&#039;s a $120 an hour earnings.  Glad my story could help a little, thanks for linking THR up.</description>
		<content:encoded><![CDATA[<p>Well, that&#8217;s a $120 an hour earnings.  Glad my story could help a little, thanks for linking THR up.</p>
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