The Dreaded Tuition Bill Arrives

School starts soon but not before I pay for it. Tuition is such a financial burden for my parents and myself that correct management now would lead to financial relief later on. College tuition throughout the United States is following the trends of inflation and it isn’t hard to notice that this semester’s bill was higher than last year’s. Let’s take a look at what I’m paying:

Last year, I paid just $70 for the fall semester without taking any loans. But I did qualify for the SMART grant last year, which was worth $3000 that I am missing out on since I changed my major. So I’m paying $2225.25 this fall semester!

The options I have are:

1. Take a subsidized Stafford loan for the total balance.
2. Parents pay for all of it.
3. My parents would fork over $1000 and I borrow the rest.

I’m going with option #3 because my parents want to write the check for tax purposes. My parents financial status isn’t as solvent as usual due to some renovations with the house and I definitely am not able to pay the rest by myself. So, I’ll be borrowing $1225.25 for the rest. Hopefully, I’ll get lucky with my health insurance situation to deduct $403 from what I have to take from a loan.

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