Problems With My Health Insurance
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Now that I’m 21, I have to apply for health insurance under my own name. Previously, my parents did all the health insurance stuff for me so I know very little about the process of applying and purchasing health insurance. We’ve never had to pay for health insurance because my parents were able to stay under the income limit for disqualifying from free coverage.
Currently, I have no income and therefore, I do not have any proof of income to submit with my application. I’ve been interning at a dental office and, sadly, it is an unpaid position. I’m worried that having no income would actually make me illegible for the free health insurance since I have no idea whether income is needed for insurance.
Another option would be the health insurance provided automatically by my university. It costs $403 which covers me from August to January. It is quite an inexpensive plan compared to the hundreds per month that many other people have to pay. But, why pay $403 when I don’t have to right? Because there is a deadline to waive this health insurance fee from my tuition bill, I have to know whether I would get free coverage from my current health insurance company so I can waive that $403 fee.
I’ve decided to just send in the application form stating that I receive a $250 monthly allowance from my parents (which I do NOT). I’m crossing my fingers and hopefully I’ll hear from them in a week or two with my health insurance card!
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4 Comments on this post
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Renee said:
I will never understand how such an advanced country can fail to provide its citizens with socialized health care.
August 13th, 2008 at 10:10 pm -
Simon said:
I know right? Michael Moore does make a convincing argument in his documentary film “Sicko”. I was totally shocked to know that Canada has free health care. People stroll in and walk out without fussing with paperwork and money issues.
August 13th, 2008 at 10:22 pm
[...] by myself. So, I’ll be borrowing $1225.25 for the rest. Hopefully, I’ll get lucky with my health insurance situation to deduct $403 from what I have to take from a [...]
[...] to my RSS feed. Thank you for visiting and I hope you enjoy the posts!In a previous post about my problems with health insurance, I was worried that my health insurance company wouldn’t provide me with free coverage. [...]