When Will This Stop? – HSBC Direct Reduces Rates
Deja vu? As predicted in my earlier post, HSBC Direct drops there rates to 3.80% APY. We are writing to inform you that based on the recent drop by the Federal Reserve, HSBC Direct has adjusted your Online Savings Account rate to 3.80% APY*. At 8x the national savings average**, you are still earning one [...]
Pinecone Research Ad SITED!!!
I just saw a banner for, what I believe to be, THE BEST PAID SURVEY SITE. Applying for the panel cannot simply be done by just visiting their website. One must find a banner advertising that they are looking for people to survey. Here is the website that I saw it: http://slickdeals.net/. Look to the [...]
Fed Rate Cuts Once Again Affects Savings Accounts
Everyone knows that Bernanke has instated an emergency rate cut to resist an impending recession. Dropping the 4.25 percent interest rate by 75 basis points down to 3.5 percent would also lead to the reduced interest rates at the numerous banks with high-yield savings accounts. So far, ING Direct has already dropped their rates from [...]
Cheers to the Beginning of Debt?
At last, it is here! After the search for my first credit card, I applied for the Citi® Dividend Platinum Select® Card for College Students and it finally came in the mail. Oddly, I was entitled to only a $3000 credit limit but that doesn’t put me down since I know that I wouldn’t be [...]
The Search For My First Credit Card
So as I have said in an earlier post, I’ve been looking around to get my first credit card. First off, I had no knowledge of how credit cards work besides knowing that swiping it is similar to borrowing money, instantly, and that I had to pay it back with interest. They seemed confusing to [...]
