Dec 27 2007

Christmas: Not All About The Gifts

Hope everyone had a merry Christmas! This Christmas, as with many past years, gifts are hardly the main attraction of this holiday in my home. Brought up by first generation immigrant parents, we do not share the common American tradition of exchanging presents. Our typical celebration, as with many other holidays, includes having a large [...]

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Dec 23 2007

Saving Early vs. College Financial Aid

Saving money as early as possible is definitely a positive and beneficial attitude to have but sometimes, it may be better to start a little later. Coming from a lower class income family with a household income of about $23,000 and two adults and two college children, paying for school wouldn’t be easy (virtually impossible) [...]

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Dec 21 2007

HSBC Direct Reduces Interest Rate AGAIN

Today, I received an email regarding my savings account that put a frown on my face. We are writing to inform you that based on the recent drop by the Federal Reserve, HSBC Direct has adjusted your Online Savings Account rate to 4.25% APY*. At 9x the national savings average**, you are still earning one [...]

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Dec 13 2007

Such A Hectic Week

Sorry for the lack of updates and lately. It’s finals week and I have had only 4 hours of sleep in the past 60 hours due to about 18 pages worth of papers to write and more hours would be spent for some studying. Here are some ramblings and posts on my mind which are [...]

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Dec 5 2007

Story of My Suspended eBay Account

Usually on eBay, I sell coupons, trading cards and sneakers. But one year ago, I discovered a profitable business. And… it is also what led my account to be SUSPENDED… Here’s the how it went: I played this role-playing video game where a digital character had ‘items’. After learning to exploit a bug within the [...]

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