Oct 30 2007

HSBC Direct Reduced Interest Rate

A few weeks ago, I opened an HSBC Direct Savings account, which at the time was offering a very attractive 5.05% APY. Then recently, it dropped to 4.50%!! Why the heck did they do that for? What a coincidence it was that they chose to reduce the rate right after I opened an account. So [...]

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Oct 26 2007

Save Yourself From Fitness Club Scams

Guest Post by: W. Liang BALLY TOTAL FITNESS: A SCAM??? I am writing to all of you concerning a possible “scam” running by a corporation by the name of Bally Total Fitness. If you don’t know what that is, this corporation runs a nationwide chain of fitness centers and gyms. On August of 2007, this [...]

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Oct 22 2007

My Financial Accounts Setup

Everyone has their own formula for the number of accounts and the amount of money they put in them. I figured. Depending on their lifestyle and budget, people divide accordingly. Keeping to the setup of my finances is very important to financial stability. The general accounts that many people consider are: Savings Checking Credit Card [...]

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